With so many flying around, you would think that it would be easy to grab one and get started on achieving your goals.
So why, when it comes to personal finance and investing, do so many people fail to accomplish their goals?
The answer is simple: Not all templates are created equal. And some are just plain WRONG!
It's not that these goals aren't "good" or ambitious; they are. But take a closer look at the language.
How do you know when you're rich? That word means different things to different people.Planning and attaining these goals is very difficult because the word "rich" is hard to define.
And being rich or having "enough money" will change as you go through life.
So what can YOU do to avoid this trap and start being successful right away?
The layout shown below is the one that I used to pay off debt, decrease my expenses, and even create an emergency fund.
Because it is based on the concept of SMART goals, it is a great way to clearly define what you want and focus your actions.
Page 1 contains an example goal, and you can create your SMART Goals on page 2.
P.S. If you're not sure what kind of investing goals to start with, I outlined the 7 personal finance goals I used to start my safe investing journey for you to use an example.